PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THE SITES

1. What is in these terms?

2. Who we are and how to contact us

3. By using our sites you accept these terms

4. There are other terms that may apply to you

5. We may make changes to these terms

6. We may make changes to our sites

7. We may suspend or withdraw our sites

8. You must keep your account details safe

9. How you may use material on our sites

10. Do not rely on information on these sites

11. We are not responsible for websites we link to

12. User-generated content is not approved by us

13. Our responsibility for loss or damage suffered by you

14. We are not responsible for viruses and you must not introduce them

15. Rules about linking to our sites

16. Use of content

17. Disputes